The Guide to Buying Discounted Gift Cards

Find out how to buy discounted gift cards, how they work, and where to get them. This guide covers benefits, risks, and tips to save more on gifting. Ideal for both personal use and business rewards across occasions and budgets.

As the gifting moods are just around the corner, you realize that you still need to buy gifts for your customers, channel partners, colleagues, and employees. Perhaps you have already bought gifts for those people, but now you want to find the perfect gift for your employees or clients. 

You might also want a night out but do not want to break the bank outside of your routine. The best way to go in every instance is to give a gift card. The cost of buying gift cards adds up to ten $50 gift cards cost you $500. How did you handle it? Gift cards do not appear on a "clearance rack”, or do they? 

Despite the lack of a clearance rack, you can still buy discounted gift cards at the store. By doing this, you can make the most use of your money. And you can be financially savvy. Keep reading this article to learn how discounted gift cards work, their benefits, and where to purchase your favorite brands' discounted gift cards. 

What are discounted gift cards? 

A discounted gift card is a legitimate gift card that you can purchase for less than its face value, allowing you to save money while still using the full amount when redeemed. Saving on gift cards—whether for yourself or others—is effortless, and unlike regular gift cards, discounted options give you the same value at a lower cost.  

Whether you're shopping online or in-store, gift cards and vouchers remain a popular choice, with the global gift card market now worth over a trillion dollars.  

Many people may not realize that they can access discounted gift cards for retail stores, online platforms, restaurants, and more—offering a smart, value-driven way to give or spend. 

How do discounted gift cards work? 

Several organizations worldwide offer discounted gift cards that you can use at certain retailers and service providers anytime. There can be discounts as low as 1% or as high as 10% or more. 

With these discounted gift cards, you will only have to pay a portion of the gift card value. You buy a $100 gift card at a 10% discount. With this gift card, you would only have to pay $90, saving you $10. 

Generally, retailers do not restrict shoppers who buy gift cards on sale so that you can use them anywhere they are accepted. If you want to save even more, you can use discount gift cards to purchase discounted items. 

Besides discount gift cards for set denominations, like $10, $50, or $100, you can also buy e-gift cards online for custom amounts, including discount e-gift cards. 

This way, you can handle having a gift card left over that you might need to remember to use to match the purchase price of the items you wish to purchase. 

When you purchase discount gift cards online or in-store, you can buy them near-instantly while shopping at the checkout. With that method, you can make the same purchase with your credit or debit card, but you receive a discount, which saves you money. 

How buying discounted gift cards can help your business? 

Discounted gift cards can help your business in many ways. Listed below are some of them 

1. Cost savings 

A gift card purchased online and delivered electronically is called an eGift card. With electronic gift cards, you can save money because you can buy them at a discount.

The advantage of eGift cards is that you save time, effort, and resources by not driving to the store. It is true; you do not even have to go to the store to get deals and bonuses on gift cards.  

2. Flexible for any budget 

Organize your budget with a gift card that you can store safely on your phone. The process is as follows 

  • Set a monthly budget for each category 

Budgets begin with plans. Prepare a monthly budget based on your expenses and your savings goals. You may spend $300 on groceries, $100 on dining out, $200 on clothes, $150 on gas, etc. Keeping track of your spending for a few weeks will give you an idea of what is reasonable. 

  • Purchase gift cards in each category for that value 

Once you know how much you want, you can purchase gift card. You can find a minimum dollar gift card from Xoxoday Plum under groceries, food and restaurants, fashion and lifestyle, etc. 

When you buy through Plum, you get bonus money, which means you get more for the money you already have. 

  • Track your budget then 

The total amount you have left to spend in each category is now clear to you. You can keep track of your funds by seeing how much you spend on each transaction throughout the month. You are done when it reaches $0. 

Among the options, you can mix and match restaurants within a category to pick a restaurant for the whole family and something for a date night. There is no risk of losing or stealing your discounted gift cards. 

3. Suits all occasions 

You might be wondering where and how to find Gift Cards now that you understand the multiple benefits they entail. Choose a platform like Xoxoday Plum with a vast selection of gift cards and vouchers, offers from leading global brands that caters to every occasion. 

4. Potential savings 

Whenever you need a gift card for a colleague, employee, or client, choosing the right one should be effortless. Use a platform with a wide selection of exciting gift card options available across categories like fashion, electronics, travel, jewelry, healthcare, dining, entertainment, charity, and more, there’s something for everyone. 

Gift cards come in a variety of value ranges, making it easy to find an option that fits your budget while still offering a thoughtful and enjoyable experience for the recipient. Whether it's a festive gesture or a professional thank-you, the right gift card can leave a lasting impression. 

5. Convenience 

Gifting often involves time-consuming steps like wrapping, writing cards, and arranging delivery—which can also get expensive. E-gift cards simplify the process. With just a phone number or email, your gift is sent instantly. They're perfect for last-minute occasions, saving you time without compromising thoughtfulness. 

Purchasing a Gift Card at the last minute is possible without planning. Especially when you forgot about a special occasion or did not have the time to prepare, this can be a lifesaver! 

Where can consumers typically buy discount gift cards 

Retail buyers have several go-to methods for purchasing discounted gift cards, each offering its own advantages depending on the use case: 

1. Discount gift card websites 


For those looking to save on personal purchases, discount gift card websites are a popular choice. These platforms allow consumers to buy gift cards below face value, often from individuals selling unwanted cards.  

A notable example includes Disney enthusiasts who buy discounted Disney gift cards in bulk to use on merchandise or resort stays—saving 5–15% on large vacation expenses adds up fast. 

2. Credit card issuer rewards

 
Many credit card companies offer their users access to discounted gift cards as part of loyalty programs. Major issuers like Visa, Mastercard, and American Express often allow customers to redeem points for gift cards or purchase them at reduced rates.

These discounts can be 5% or more, depending on the gift card brand and the credit card provider’s promotional agreement, making it a convenient perk for savvy shoppers. 

3. Brand-sponsored or retailer promotions 


Occasionally, brands themselves offer discounted gift cards, particularly during seasonal events or high-traffic campaigns. These may appear as percent-off deals, promo codes, limited-time offers, or buy-one-get-one-free promotions.  

Big box retailers such as Costco and Sam’s Club also negotiate exclusive discounts with brands, offering their customers bundled or volume-based gift card deals.

How gift card providers can offer discounts to businesses

On corporate e-gift card platforms, these discounts are the result of gift-card partnerships. The strength of the platform and the number of partners will greatly impact the ability to pass along savings to the platform users. Therefore, it's important to choose a platform that features a wide variety of gift card options and partnerships.

Xoxoday Plum excels here, offering businesses access to an extensive network of brand partnerships and a diverse gift card catalog—enabling greater flexibility and value in every campaign. One can also avoid the activation fees and hassle of physical gift cards.

What factors to look for when buying digital gift cards? 

So, by now, you have decided to buy a discounted digital gift card. But consider the below things before proceeding to buy a gift card online. 

1. Buy from reliable stores 

It is best to avoid online auction sites, which can sell you counterfeit or fraudulently obtained gift cards. Always buy a gift card from reliable stores online. 

2. Verify terms & conditions 

Find out if the card has a purchase fee, shipping, and handling charges, whether you purchase it online or over the phone. You can only buy elsewhere if you feel the terms and conditions need clarification. 

3. Shop with reward points 

Always look for a website where you can shop for a discounted gift card from reward points. In this way, you can save more. 

4. Look for special discounts 

Always look for attractive discounts whenever you are buying gift cards. Plum offers fantastic deals on India’s top leading brands’ gift cards. 

5. Check the expiration date 

It is essential to check for the gift card’s expiration date while you purchase it. Some gift cards have a year of expiry, whereas some may have a few months. This way, you can redeem your gift cards without making them dust-covered. 

When you are planning to gift a discounted gift voucher, remember to remind them of the expiration date while giving your gift. 

Risks and considerations when buying discount gift cards 

Discounted gift cards offer great value, but it's important to be aware of potential risks to ensure a safe and satisfying experience. 

Fraud risk 
Buying from unverified sources can lead to scams involving counterfeit or already-used cards. Stick to reputable platforms with buyer protections and always check seller reviews. Be cautious of deals that seem unusually generous, they may not be legitimate. 

Expiration dates and fees 
Some cards come with expiration dates or inactivity fees, especially eGift or prepaid cards. If not used promptly, you could lose part or all of the card’s value. Always review the terms and conditions to understand validity and any extra charges. 

Retailer restrictions 
Discount gift cards may have limitations—such as being usable only in-store or online, or excluding sale items and requiring minimum purchases. Knowing these restrictions upfront will help you avoid inconvenience and make the most of your savings. 

Make every gift count with Xoxoday Plum 

You can always have fun giving gifts to your colleagues, clients, and employees during any season or occasion. Buying gifts for your loved ones makes you happy and satisfied—and a well-chosen gift can truly convey your care and appreciation. 

Whether you're looking to reduce gifting costs, offer more personalized rewards, or simplify distribution, Xoxoday Plum helps you turn gifting into a growth lever. With access to an extensive range of online gift vouchers from leading global and local brands, Plum empowers businesses to engage employees, reward customers, and recognize partners—efficiently and globally. 

With Plum, you not only show love and thoughtfulness but also deliver experiences that create lasting impact. 

Book a free demo to start building a smarter, more meaningful rewards program today. 

FAQ’s 

1. How to buy discounted visa gift cards? 

Follow the below steps to buy a discounted gift card online. 

  • Step 1 Access your NetBanking account using your NetBanking credentials 
  • Step 2 On the left panel, click Request 
  • Step 3 Select Cards 
  • Step 4 Click on 'Purchase Gift Card' 
  • Step 5 Add the recipient's name to the Gift Card to customize it 

2. How to buy discounted visa gift cards? 

Follow the below steps to buy a discounted gift card online. 

  • Step 1 Access your NetBanking account using your NetBanking credentials 
  • Step 2 On the left panel, click Request 
  • Step 3 Select Cards 
  • Step 4 Click on 'Purchase Gift Card' 
  • Step 5 Add the recipient's name to the Gift Card to customize it 

3. How to use a discounted gift card? 

You can quickly redeem the gift card online or in-store. Read the card instructions once before redemption. 

4. Can you get discounts on gift cards? 

You may sometimes get discounts on gift cards. 

5. Can you buy discounted gift cards in bulk? 

Yes, you can buy discounted gift cards in bulk.

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