Prepaid Virtual Prepaid Visa Rewards Card And How To Use It Efficiently

Apa yang bisa lebih umum namun tetap memiliki hak prerogatif untuk membuat orang senang dengan pilihan, pendapat, dan tindakan mereka? 

Rewards hold a high vestige in the constitution of human behaviors and have suitable social proof to make people do better at what they do or make them do it in the first place. This tactful maneuver made marketing a whole lot simpler to an extent, but with the onset of digital rewards, the endless human desire for more continued to grow. This is where the demand for a versatile digital rewarding tool came into the picture, and the virtual Visa rewards card swiped in. 

The future of gifting has officially gone digital—and businesses are taking notice. Due to prepaid cards' rising appeal as a preferred gifting option, the Visa gift card market is expanding significantly. The Visa Gift Card Market size was valued at USD 1.5 Billion in 2023 and is expected to reach USD 2.5 Billion by 2031, growing at a 7% CAGR from 2024 to 2031.  

Virtual prepaid Visa cards have become increasingly popular as incentives and gifts. These cards offer the flexibility and convenience of a credit or debit card, but they are preloaded with a specific amount of money. 

Hal ini menjadikannya pilihan yang fantastis untuk belanja online, membayar tagihan, atau bahkan membuat anggaran. Entah Anda mendapatkannya sebagai bentuk apresiasi dari perusahaan Anda atau sebagai hadiah dari teman atau anggota keluarga, kartu serbaguna ini menawarkan banyak kemungkinan untuk belanja dan transaksi online. 

Namun demikian, banyak orang mungkin tidak yakin tentang cara menggunakannya secara efektif atau mungkin tidak menyadari berbagai cara untuk memaksimalkan nilainya. Di situlah panduan komprehensif kami hadir. 

In this blog, we will provide you with a complete roadmap on how to make the most of your virtual prepaid Visa card and how it makes rewarding effortless. 

What is virtual prepaid Visa reward card 

A virtual Visa rewards card is a prepaid Visa that is quite different from everywhere Visa debit cards. Delivered via email and is as good as the plastic one—only better. It is best suited for being given out as a gift or reward. 

Market researchers are trying to increase market penetration through insightful reviews from panels, sales forces striving for quick flow through the funnel, employee motivation, or anything incentive. Virtual Visa reward cards are solutions to lots of problems. 

Let us learn all about the Virtual VISA reward card, how to use it for many incentives and motivational actions, and its advantages for the person who has got it in their pockets (yes, you can get a tangible one too). But first, let us ponder over why a virtual Visa rewards card is everyone’s darling. 

Features of a virtual prepaid Visa rewards card that makes it great for rewarding 

One of the primary reasons for this card’s popularity is that it is prepaid and comes with a thank-you note—yes, the virtual Visa gift card can be compared to a gift voucher, only that it is much more versatile and has the Visa advantage. 

1. It is as flexible as it gets 

The biggest catch with a prepaid card is that it can only be used or be sent through a particular dealer or vendor. With the virtual Visa card being intangible, it can be flexibly sent instantly and redeemed quickly. Not only that, but the card recipient can also choose to order the plastic version of the card in case they are skeptical about trying the virtual one. 

As for the ones sending out the virtual Visa rewards card, they can top it up (one-time only) for whatever balance they wish to and send it to the recipients without too much nitty-gritty. 

2. Prepaid nature 

These cards come with a preloaded, fixed amount of money. Recipients cannot add additional funds to the card, and the card's balance cannot be extended beyond the initial amount. They are, essentially, preloaded with a specific monetary value. 

3. No bank account required 

Unlike traditional credit or debit cards, virtual prepaid Visa cards do not require the recipient to have a bank account. This makes them accessible to a broader audience. 

4. Limited duration 

Some prepaid reward cards have expiration dates, which means they must be used before a certain date to avoid losing any remaining balance. The expiration date is typically indicated on the card. 

5. No interest or fees 

Virtual prepaid Visa cards usually do not accrue interest or incur monthly fees. However, there might be fees associated with card activation, replacement, or balance inquiries, so it's essential to read the terms and conditions. 

6. Partial payments 

If the card's balance is lower than the total purchase amount, some online retailers allow users to make partial payments with the card and cover the remaining balance with another payment method. 

7. Maximum security 

Forget your traumatic past of tragic events like mail theft and identity fraud while receiving the card. Since it is entirely virtual and is delivered straight to your email inbox, users can rest assured that there is no intermediary up for malice. Moreover, the virtual Visa card can be procured with minimal fuss without revealing any financial details. 

8. Low rewarding costs 

You have an existing rewards or incentives program, and you wish to add the virtual Visa rewards card to it. In this case, Visa offers you a chance of significant cost savings as compared to plastic cards. Apart from saving on packaging and shipping, you also save an extra sliver from above while keeping your target audience happy. 

Virtual prepaid Visa cards are often used as gifts, incentives, or rewards. They can be given to employees, customers, partners, or survey participants as a token of appreciation or motivation. 

9. They are customizable 

While in a typical scenario, the virtual VISA reward card is delivered in its own (virtual) packaging; there is now a way to make it more personalized than ever. With Xoxoday Plum’s rewarding mechanism, customize all your communication and messages to match your brand. By white-labelling emails and adding personalized content for milestones, this rewards card would mean more than they thought it did. 

10. It is a Visa, and it is global 

No matter who your target audience is or where they live, the best part about the virtual Visa digital rewards card is that it can be used anytime and anywhere. Be it shopping at your local grocery store or doing the same online; the virtual Visa card can be cashed in across the globe. 

This functionality makes the Visa virtual card an essential tool in a marketer’s chest as campaigns are often globally conducted. Adding to all the above reasons, the global reach of the virtual Visa is an added advantage. 

11. It is instantly deliverable 

Last but not least, the virtual Visa card is delivered as promised in no time at all, with instant disbursal from Visa’s end to the recipient’s account. The sender can salvage this feature to the max with the promise of digital rewards on solid grounds that it will be delivered when the recipient’s job is done—irrespective of what it is. 

How to use virtual prepaid Visa card online 

Here are the steps to use a virtual prepaid Visa card online: 

1. Activate your virtual prepaid Visa card 

• Activation is the first crucial step to start using your virtual prepaid Visa card. Look for the activation instructions provided with the card. 
• Biasanya, Anda dapat mengaktifkan kartu secara online melalui situs web penerbit atau dengan menghubungi nomor telepon yang disediakan. 
• Ikuti proses aktivasi, yang mungkin melibatkan pemberian nomor kartu, kode keamanan (biasanya terdapat di bagian belakang kartu), dan informasi lain yang diperlukan. 
• Aktivasi sangat penting untuk tujuan keamanan dan memastikan bahwa kartu Anda siap digunakan. 

2. Daftarkan kartu Anda 

• Many virtual prepaid Visa cards require registration. Registration offers several benefits, including added security and the ability to track your card's balance and transactions. 
• Kunjungi situs web penerbit dan buka halaman pendaftaran kartu. 
• Berikan informasi yang diminta, yang biasanya mencakup nomor kartu, nama, detail kontak, dan terkadang nama pengguna dan kata sandi. 
• Buat login yang aman jika diperlukan, karena ini akan memungkinkan Anda untuk mengakses informasi dan riwayat kartu Anda nanti. 

3. Memeriksa saldo kartu Anda 

• Mengetahui saldo kartu Anda sangat penting untuk memastikan Anda tidak melakukan pembelanjaan berlebihan. Anda biasanya dapat memeriksa saldo Anda secara online atau melalui aplikasi seluler penerbit. 
• Masuk ke akun Anda di situs web atau aplikasi penerbit. 
• Cari bagian "Cek Saldo" atau "Ringkasan Rekening" untuk melihat saldo yang tersedia. 
• Beberapa kartu juga menyediakan nomor telepon yang dapat Anda hubungi untuk memeriksa saldo. 

4. Verifikasi penerimaan kartu 

• Sebelum melakukan pembelian online, pastikan pengecer menerima kartu Visa. Sebagian besar toko online menerima Visa, tetapi sebaiknya Anda memeriksa ulang. 
• Kunjungi situs web pengecer dan cari opsi pembayaran selama proses pembayaran. 
• Jika Visa terdaftar sebagai metode pembayaran yang diterima, Anda dapat melanjutkan pembelian. 

5. Memberikan informasi kartu yang akurat 

• Saat Anda siap melakukan pembelian online, Anda harus memasukkan informasi kartu Anda secara akurat selama proses pembayaran. 
• Masukkan 16 digit nomor kartu, tanggal kedaluwarsa (biasanya terdapat di bagian depan kartu), dan tiga digit kode keamanan (biasanya terdapat di bagian belakang). 
• Berhati-hatilah saat memasukkan informasi ini untuk menghindari kesalahan pengetikan atau kesalahan, karena ketidakakuratan dapat mengakibatkan transaksi ditolak. 

6. Alamat penagihan 

• Some online retailers may require you to enter a billing address during the checkout process, even when using a virtual prepaid Visa card. 
• Alamat penagihan biasanya digunakan untuk tujuan verifikasi dan membantu peritel mengonfirmasi bahwa informasi pemegang kartu sesuai dengan detail kartu. 
• Use the billing address associated with your virtual prepaid Visa card when prompted. This is typically the address you provided during the card registration process. 
• Pastikan alamat penagihan yang Anda masukkan sesuai dengan informasi pada kartu Anda untuk mencegah terjadinya masalah transaksi. 

7. Menggunakan kartu untuk pembayaran sebagian 

• If the balance on your virtual prepaid Visa card is lower than the total cost of your online purchase, you can still use it. 
• Banyak peritel online yang mengizinkan Anda untuk melakukan pembayaran sebagian menggunakan kartu reward Anda dan membayar sisanya dengan metode pembayaran lain, seperti kartu kredit atau kartu prabayar lainnya. 
• During the checkout process, look for an option that allows you to split the payment between your virtual prepaid Visa card and another payment source. 
• Fleksibilitas ini dapat membantu Anda melakukan pembelian dalam jumlah yang lebih besar tanpa harus bergantung pada saldo kartu reward Anda. 

8. Melacak transaksi 

• Untuk tetap mengetahui saldo kartu Anda dan memantau pengeluaran Anda, penting untuk meninjau transaksi kartu Anda secara teratur. 
• Masuk ke akun Anda di situs web penerbit atau aplikasi seluler untuk mengakses riwayat transaksi Anda. 
• Periksa transaksi Anda untuk keakuratan dan memastikan tidak ada biaya yang tidak sah atau penipuan. 
• Melacak transaksi Anda juga membantu Anda mengelola dana yang tersedia secara efektif. 

9. Waspadai tanggal kedaluwarsa 

• Virtual prepaid Visa cards typically have expiration dates, which are usually printed on the front of the card. 
• Sangat penting untuk mengetahui tanggal kedaluwarsa kartu dan menggunakan dana sebelum tanggal tersebut untuk menghindari kehilangan sisa saldo. 
• Jika kartu Anda kedaluwarsa, Anda mungkin akan kehilangan dana yang tersisa, jadi rencanakan pembelian Anda dengan tepat untuk memaksimalkan hadiah Anda. 

10. Gunakan dengan bijak 

Finally, it's essential to use your virtual prepaid Visa card wisely. 

• Pertimbangkan pembelian Anda dengan cermat dan prioritaskan penggunaan kartu untuk barang atau layanan yang benar-benar Anda butuhkan atau inginkan. 
• Karena kartu ini sering kali hadir dengan saldo terbatas, penggunaan yang efisien memastikan Anda mendapatkan nilai maksimal dari hadiah Anda. 

How can businesses use Virtual prepaid Visa reward cards? 

Prepaid Visa gift cards are incredibly versatile tools for businesses, helping drive employee motivation, customer loyalty, brand engagement, and operational efficiency. Here's how companies can strategically use them: 

1. Employee rewards and recognition 

Recognizing employees is key to building a motivated, loyal workforce. Prepaid Visa gift cards serve as an excellent way to acknowledge individual and team achievements, such as: 

• Hitting ambitious sales targets: Rewarding high performers helps maintain momentum and inspires others. 
• Completing important projects: Celebrating project milestones boosts morale and highlights team contributions. 
• Work anniversaries and birthdays: Personal milestones feel more special with a flexible, meaningful gift. 
• "Employee of the Month" awards: Public recognition paired with a Visa card amplifies the emotional impact. 

Why it works: 
Unlike generic corporate gifts, a Visa card gives employees the power of choice. Whether they want to dine out, buy gadgets, or save for something bigger, it ensures the reward feels personal and genuinely appreciated, fostering stronger emotional ties to the organization. 

2. Sales incentives (SPIFFs) 

Sales Performance Incentive Fund (SPIFF) programs thrive on immediacy and excitement. Prepaid Visa gift cards provide a simple but powerful tool to: 

• Encourage meeting or exceeding sales quotas: Push top-line growth with quick, enticing rewards. 
• Promote upselling and cross-selling: Motivate sales reps to expand customer value. 
• Drive lead generation and account closures: Energize teams to pursue key business objectives aggressively. 

Why it works: 
Salespeople are motivated by tangible, immediate rewards. Visa cards provide instant gratification without the limitations of store-specific gift cards, helping fuel healthy competition and sustained engagement over time. 

3. Customer loyalty programs 

Strengthening customer relationships is vital for long-term success. Businesses can enhance loyalty by integrating Visa gift cards into their customer programs to: 

• Reward repeat purchases: Encourage continued buying behavior through attractive incentives. 
• Incentivize customer referrals: Turn loyal customers into brand advocates by rewarding them for bringing new clients. 
• Thank customers for feedback and reviews: Gather valuable insights while reinforcing positive relationships. 

Why it works: 
Visa gift cards feel like cash — universally accepted and appreciated — making them more impactful than discounts, merchandise, or store credits. This tangible reward leaves a lasting impression on customers. 

4. Survey participation and market research incentives 

Accurate, honest feedback is crucial for improving products, services, and customer experience. Businesses and research firms can use Visa cards to: 

• Increase survey participation rates: More participants mean more comprehensive data. 
• Encourage honest feedback: Guaranteed rewards drive authentic and thoughtful responses. 
• Attract participants for focus groups: Boost turnout and enhance qualitative research efforts. 

Why it works: 
Respondents are more willing to invest time when rewarded. Visa gift cards, being simple and versatile, reduce the friction involved in participation and offer a guaranteed return for their effort. 

5. Event giveaways and promotions 

Events are an opportunity to build brand visibility and relationships. Prepaid Visa cards can be used effectively as: 

• Giveaways at trade shows and expos: Draw attendees to your booth and leave a lasting impression. 
• Prizes for webinar participation: Encourage higher attendance and active participation. 
• Promotions during product launches: Excite audiences and drive initial product adoption. 

Why it works: 
A Visa card instantly grabs attention and elevates event engagement. Participants see real value in attending and interacting, boosting event ROI. 

6. Client and partner appreciation 

Maintaining strong relationships with clients, partners, and vendors is crucial for business stability and growth. Visa gift cards help businesses: 

• Show appreciation to loyal clients: Strengthen retention and lifetime value. 
• Thank channel partners and vendors: Build goodwill and encourage continued collaboration. 
• Celebrate successful partnerships: Mark important milestones with a thoughtful, useful gift. 

Why it works: 
Selecting appropriate physical gifts for diverse clients or partners can be tricky. Visa gift cards eliminate the guesswork and offer a universally welcomed gesture that feels both professional and considerate. 

7. Holiday and seasonal gifting 

Corporate gifting is a key tradition during festive seasons. Instead of sending standard hampers, many companies now prefer prepaid Visa gift cards to: 

• Simplify gift logistics: No need for complex shipping or packaging. 
• Offer flexibility to recipients: Let them choose gifts based on personal preferences. 
• Avoid mismatched gifts: Universally accepted cards avoid the risk of giving something impractical or unwanted. 

Why it works: 
During busy holiday seasons, people value flexibility more than ever. A Visa card empowers them to pick what they truly want or need — making your gesture more memorable and thoughtful. 

8. Expense management for distributed teams 

With the rise of remote and hybrid work models, managing distributed teams' operational needs can be challenging. Prepaid Visa cards are a smart solution for: 

• Covering minor business expenses: Meals, client entertainment, small purchases, etc. 
• Facilitating on-the-go spending: For traveling employees or field representatives. 
• Reducing expense reimbursement hassles: No need for tedious claims and approvals. 

Why it works: 
Prepaid Visa cards enable easy control over spending limits, tracking, and usage — offering transparency, security, and efficiency. They significantly reduce administrative burdens while ensuring employees have the resources they need. 

Other ways to spend your virtual prepaid Visa card online 

If you've received a Virtual prepaid Visa card, you're in for a treat! These cards offer flexibility and convenience when it comes to online spending. To help you get started, here are the top 12 ways to spend your Virtual prepaid Visa card online: 

1. Belanja online 

Explore the vast world of e-commerce by using your virtual prepaid Visa card to shop for clothing, electronics, gadgets, and more. Simply enter your card details during checkout and enjoy a hassle-free shopping experience. 

2. Layanan berlangganan 

Tingkatkan hiburan atau produktivitas Anda dengan layanan langganan bulanan. Gunakan kartu Anda untuk membayar layanan streaming seperti Netflix, Disney+, atau Spotify, atau berinvestasi dalam langganan majalah digital atau lisensi perangkat lunak. 

3. Pengiriman makanan 

Manjakan diri Anda dengan hidangan lezat tanpa harus meninggalkan kenyamanan rumah. Pesanlah dari aplikasi pengantaran makanan populer seperti UberEats, DoorDash, atau Grubhub. Visa Prabayar Anda dapat menanggung biayanya, termasuk tip. 

4. Hiburan digital 

Jelajahi dunia hiburan digital dengan membeli e-book, album musik, atau video game dari platform seperti Amazon, iTunes, atau Steam. Bangun perpustakaan digital Anda atau nikmati berjam-jam bermain game. 

5. Kartu hadiah 

Convert your virtual prepaid Visa card into gift cards for specific retailers or online marketplaces. This allows you to have more flexibility in choosing where and what to buy, ensuring you get exactly what you want. 

6. Seni digital dan barang koleksi 

Selami dunia seni digital dan barang koleksi. Gunakan Visa Prabayar Anda untuk membeli karya seni digital yang unik, NFT (Non-Fungible Token), atau barang koleksi langka di platform seperti OpenSea atau Rarible. 

7. Lelang online 

Ajukan penawaran untuk barang yang Anda minati atau barang koleksi di lelang online seperti eBay. Visa Prabayar Anda dapat menjadi cara yang praktis untuk mengamankan barang incaran Anda. 

8. Acara dan lokakarya virtual 

Daftarkan diri Anda dalam acara, lokakarya, atau webinar virtual yang sesuai dengan minat atau tujuan pengembangan profesional Anda. Banyak platform online yang menerima kartu prabayar sebagai metode pembayaran untuk pendaftaran acara. 

9. Penyimpanan dan layanan cloud 

Secure your digital life by paying for cloud storage services like Dropbox, Google Drive, or iCloud. Your Virtual prepaid Visa card can help you keep your important files and documents safe and easily accessible. 

10. Donasi online 

Support causes and organizations you believe in by making online donations. Many nonprofits and charitable foundations accept Prepaid Visa cards, allowing you to contribute to a better world from the comfort of your computer. 

11. Pengalaman realitas virtual 

If you have a virtual reality headset, use your Virtual prepaid Visa card to purchase VR games, experiences, or even virtual travel adventures. Immerse yourself in exciting virtual worlds and experiences from the comfort of your home. 

12. Pasar online 

Explore online marketplaces beyond the typical e-commerce websites. Platforms like Etsy offer a wide range of unique handcrafted items. Use your card to support small businesses and purchase one-of-a-kind goods. 

How to choose the right digital Visa gift card platform  

With a growing number of platforms offering digital Visa gift cards, choosing the right one can be daunting. Here are some key factors to consider:  

1. Selection 

What to look for: 
Check whether the platform offers a wide range of denominations to accommodate different budgets, whether you're sending a small thank-you or a substantial reward. It’s also worth seeing if they provide multiple card designs — from festive themes to professional templates — to match different occasions like birthdays, holidays, corporate milestones, or special promotions. 

Why it matters: 
A versatile selection ensures your gift feels thoughtful and appropriately tailored to the context, enhancing the overall recipient experience. 

2. Delivery Speed 

What to look for: 
Assess how quickly the platform can deliver the digital Visa gift cards once you place an order. Some platforms offer instant delivery via email or SMS, while others may take a few hours or even longer, depending on verification processes. 

Why it matters: 
Speed is crucial, especially for last-minute gifts, urgent incentives, or time-sensitive campaigns. Immediate or scheduled delivery ensures the right message reaches your recipient at the right moment, creating a better impact. 

3. Customization Options 

What to look for: 
Explore whether the platform allows you to personalize the gift card experience. Key features to look for include: 

• Adding a custom message or note 
• Branding with your company logo 
• Scheduling delivery for future dates (for birthdays, holidays, or campaign launches) 

Why it matters: 
Personalization adds a thoughtful touch that elevates the emotional value of the reward. For businesses, it also reinforces brand presence and shows attention to detail. 

4. Fees 

What to look for: 
Understand the platform’s fee structure clearly. Some providers charge service fees, delivery fees, or processing fees, either to the buyer or the recipient. 

Why it matters: 
Unexpected costs can erode the value of the gift. Transparency about fees ensures better budgeting and helps you maximize the reward value your recipient receives. 

5. Security 

What to look for: 
Verify that the platform employs robust security protocols, such as encryption, secure payment gateways, and fraud detection measures, to protect your sensitive financial and personal information. 

Why it matters: 
Security breaches can lead to financial loss, reputational damage, and poor user experience. Choosing a secure platform protects both you and your recipients from potential risks. 

Automate the virtual prepaid Visa rewards card with Xoxoday Plum 

Digital rewards are an excellent perk for getting things done, but often, these gratifications are utilized on a vast scale. It is not simple to manually reward thousands of survey respondents; neither is it possible to remember every employee’s birthday and work anniversary to send out gift vouchers/virtual Visa cards. Automation is a crucial tool to success when it comes to virtual rewards. 

With Xoxoday Plum’s automation tool, send out rewards for every step taken. Customize your reward payout mechanism, personalize emails, integrate with tools like Zapier, HubSpot, SAP, and more. Skip the manual reward deployment and set up rewards workflows for milestone-based rewards for marketing, sales, and incentives. Xoxoday Plum ticks off all the checkboxes and comes with a holistic digital rewards platform with thousands of gift vouchers, perks, experiences, and more options.