Pagos instantáneos: El arma secreta para motivar y retener a los trabajadores subcontratados
Explore el poder de los pagos instantáneos para motivar a sus trabajadores. Aprende estrategias prácticas para implementar los pagos instantáneos y subir la moral de tu plantilla.
En esta página
- Engaging and retaining gig workers in today's landscape: Moving beyond traditional strategies
- ¿Qué son los pagos instantáneos?
- Los pagos instantáneos son la mayor motivación para los trabajadores autónomos
- While payouts sound simple, a lot can go wrong without cutting-edge technology
- Pagos a la carta para la mano de obra más solicitada
- ¿Por qué elegir una solución de procesamiento automatizado de nóminas?
- Empower financial freedom with smart and instant payouts
Recent research shows that around 55% of organizations have hired gig workers for their work. And the numbers will only go up. Gig workers are highly agile; legacy systems and delayed payouts do not work very well to attract the right talent.
En la pujante economía colaborativa, atraer y retener a los mejores talentos es una batalla constante. Los trabajadores autónomos, conocidos por su independencia y flexibilidad, también priorizan la estabilidad financiera y el acceso inmediato a sus ingresos. Aquí es donde los pagos instantáneos surgen como una poderosa herramienta para motivar y fidelizar a tus trabajadores autónomos.
Moreover, the same study highlights that in an emergency situation, 83% of gig workers are willing to pay for immediate access to their earnings, according to Borderless.
Los retrasos en los pagos son su mayor preocupación.
Engaging and retaining gig workers in today's landscape: Moving beyond traditional strategies
Research revealed that financial security is a challenge for many gig workers, with only 15% having emergency savings and 29% relying on payday loans in the past year.
Motivar y retener a los trabajadores autónomos exige un enfoque matizado, distinto de las estrategias tradicionales de compromiso de los empleados. En el dinámico mercado actual, la flexibilidad reina, y los trabajadores autónomos dan prioridad a los beneficios transaccionales que se alinean con su estilo de vida único. Reconocer esta diferencia clave es crucial para que las empresas creen una fuerza de trabajo leal y dedicada.
Shifting the perk paradigm:
Instead of viewing perks as "fun extras," companies should see them as strategic investments in long-term worker engagement and retention. By tailoring offerings to resonate with gig work's flexible, independent nature, companies can create powerful motivators beyond traditional recognition programs.
Key incentive for a motivated gig workforce:
Instant payouts helps offering immediate access to earned income provides financial freedom and removes the stress of waiting for traditional pay cycles. This fosters trust and shows value for their contributions, increasing satisfaction and motivation.
¿Qué son los pagos instantáneos?
Instant payouts refer to the ability for individuals or businesses to receive funds immediately or within a very short timeframe after a transaction or request for payment. This feature is often provided by financial service providers, such as banks, payment processors, or platforms like PayPal or Stripe.
Los pagos instantáneos son la mayor motivación para los trabajadores autónomos
Forget the days of waiting on paychecks – instant payouts are the new gold standard for gig workers. It's not just about convenience but financial freedom and autonomy. A recent Visa study revealed that 66% of global gig workers prioritize real-time payments.
Con los pagos instantáneos, no están sujetos a los ciclos de pago tradicionales, lo que les permite gestionar sus finanzas y satisfacer sus necesidades inmediatas en tiempo real. Esto se traduce en mayor satisfacción, mayor motivación y una plantilla más leal y comprometida.
Piense en ello: Hacer malabarismos con varios trabajos, cada uno con su calendario de pagos. Esperar semanas por cada flujo de ingresos crea incertidumbre y tensión financiera. Los pagos instantáneos eliminan ese estrés y permiten a los trabajadores tomar el control de sus finanzas.
Ya sea para pagar facturas, cubrir gastos imprevistos o simplemente para estar tranquilos, saber que sus ingresos están fácilmente disponibles aumenta su confianza y alimenta su deseo de rendir al máximo.
Es una poderosa motivación que va más allá de la mera comodidad. Cuando ofreces pagos instantáneos, demuestras a tus trabajadores que valoras su tiempo y su esfuerzo. Reconoces sus necesidades únicas y creas un entorno que fomenta la confianza y la lealtad.
En última instancia, se trata de una inversión estratégica en su plantilla, que conduce a un mejor rendimiento, mayores tasas de retención y una ventaja competitiva en la economía gig en constante evolución.
In 2024, Chime, a prominent American financial technology company, introduced "MyPay," a feature designed to provide users with early access to their earned wages. This initiative aimed to address the financial challenges many individuals face due to traditional bi-weekly pay cycles.
The challenge: Traditional pay schedules often leave workers waiting for their earnings, which can be problematic when unexpected expenses arise. This delay can lead to financial stress, forcing individuals to seek alternative, sometimes costly, financial solutions.
The solution: Chime's "MyPay" allows users to access up to $500 of their pay before the standard payday. This service offers greater financial flexibility, enabling users to manage unforeseen expenses without waiting for their scheduled pay date. By providing early access to earned wages, Chime empowers users with more control over their finances.
The Impact:
Increased user satisfaction: Providing early wage access demonstrates Chime's commitment to user-centric solutions, fostering loyalty and trust among its user base.
Competitive advantage: By offering "MyPay," Chime differentiates itself in the competitive fintech landscape, attracting new users seeking flexible financial management tools.
Chime's "MyPay" exemplifies how fintech innovations can address real-world financial challenges, enhancing user experience and satisfaction in the evolving digital economy.
While payouts sound simple, a lot can go wrong without cutting-edge technology
While instant payouts seem like a straightforward solution, the reality can be riddled with complexities without the right technology. Here's why:
- Los pagos aumentan los esfuerzos manuales: Imagine procesar manualmente cientos, incluso miles, de pagos individuales. Se traga todo el tiempo, el esfuerzo y los recursos, dejando a su equipo ahogado en tareas administrativas en lugar de iniciativas estratégicas.
- Costly errors: Manual payouts are prone to calculation errors and transfer mistakes causing huge losses.
- Los pagos no son lo suficientemente rápidos: Esperar días o incluso semanas para recibir los pagos en un mundo impulsado por la gratificación instantánea genera frustración. Los pagos en tiempo no real y las opciones de pago limitadas, como las transferencias bancarias tradicionales, hacen que los trabajadores se sientan desmotivados e infravalorados.
- Más allá de la transacción: Los beneficios prenegociados, como descuentos en asistencia sanitaria o seguros, accesibles a través de su plataforma de pagos, pueden construir un potente programa de bienestar financiero para sus trabajadores, fomentando la fidelidad y la satisfacción.
Pagos a la carta para la mano de obra más solicitada
Considere la posibilidad de rediseñar su infraestructura de pagos para asegurarse de que cada elemento está diseñado para escalar. Agilice y simplifique el proceso de envío de pagos a la carta, la realización de pagos transfronterizos y la realización de transacciones transfronterizas.
- Imagina pagos automáticos basados en activadores.
- Imagine pagos que le ayuden a ahorrar a lo grande en cada transacción.
- Imagínese pagos en el mismo día una vez finalizados los trabajos.
- Imagina un programa de bienestar financiero acompañado de pagos.
¿Por qué elegir una solución de procesamiento automatizado de nóminas?
For many modern businesses, payroll processing remains a time-consuming and error-prone manual burden. Hours are spent on data entry, complex calculations, and navigating compliance regulations. If this resonates with your experience, a shift towards an automated payroll processing solution could change your approach.
Here’s why it’s a smart move:
Save time and reduce errors
Automation minimizes manual tasks like data entry and calculations, significantly reducing the risk of costly mistakes and freeing up your HR or finance team to focus on strategic work.
Ensure accuracy and compliance
With ever-changing tax laws and labor regulations, staying compliant is tough. Automated payroll systems are updated regularly to ensure accuracy and compliance, reducing the risk of penalties or audits.
Real-time tracking and transparency
Automated solutions provide real-time visibility into payroll operations, offering detailed reports and insights that help with audits, planning, and decision-making.
Improve employee experience
Timely and accurate payments build trust. Plus, automated systems often include self-service portals where employees can access payslips, update details, or check payment history—enhancing transparency.
Escalabilidad y flexibilidad
As your workforce grows—especially if it includes gig workers, freelancers, or global teams—automated payroll platforms easily scale to meet changing needs without additional overhead.
Integrated payout options
Modern payroll solutions can integrate with digital reward and payout platforms, enabling instant disbursement via prepaid cards, wallets, or bank transfers—boosting satisfaction and financial freedom for your workforce.
Empower financial freedom with smart and instant payouts
Looking to transform the way you manage incentives, rewards, or earnings? Whether it’s gig workers, customers, employees, or channel partners—timely, seamless, and meaningful payouts matter.
Xoxoday Plumv is your end-to-end partner for building a robust and scalable payout infrastructure. From instant cashouts to digital Mastercards, VISA, or RuPay cards, Xoxoday Plum empowers you to disburse funds quickly and efficiently, while offering full transparency and real-time tracking.
Xoxoday Plum not only delivers on speed but also provides control, compliance, and global flexibility, creating the perfect balance of efficiency and delight. It's time to put your people first, reduce churn, and increase satisfaction with payouts that work just as hard as your workforce.
Book a free demo with Xoxoday Plum and unlock effortless instant payouts today.